August 11, 2022

The 5 Best Travel Perks You Can Get With Your Credit Card

TRAVEL IS BACK and so are some of the things we didn’t miss during the…

The 5 Best Travel Perks You Can Get With Your Credit Card

TRAVEL IS BACK and so are some of the things we didn’t miss during the pandemic: the mosh pit at the boarding gate; snail-paced security lines and those irritating luggage fees. One escape route from that unpleasantness may lie in the credit card you use to book your trip. Cards with the richest benefits carry hefty annual fees ($400 or more on the priciest options) but with access to airline clubs and hotel upgrades, you could earn that back after a few trips. Here, some of the better ways you can put your plastic to work while on the road:

1. Kick Back in a Club Lounge

Lounge access—complete with free food and drink and a quiet seat away from the masses—is “the ultimate ‘Champagne-on-a-beer budget’ perk,” said Ted Rossman, senior industry analyst at Bankrate.com. The major travel-friendly credit cards—including Chase Sapphire Reserve, American Express Platinum and Capital One Venture X Rewards—grant you membership in Priority Pass, a network of more than a thousand clubs at airports around the world. Amex ’s card does one better: It admits you to the Priority Pass lounges as well as the company’s own growing network of Centurion Clubs, plus some Delta and Lufthansa lounges; Chase and Capital One are also opening their own bespoke clubs for their travel cardholders.