JetBlue Card Review | NextAdvisor with TIME

Rewards rate:

3X points on JetBlue purchases. 2X points at restaurants and grocery stores. 1X points on all other purchases.

• Intro bonus: 10,000 points
• Annual fee: $0
• Regular APR: 15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}, 19.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} or 24.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable
• Recommended credit score: 670-850 (Good to Excellent)

With the JetBlue Card, issued by Barclays, you’ll earn JetBlueTrueBlue points for every dollar you spend with no annual fee. Earn bonus points on JetBlue purchases as well as everyday spending categories to put toward future travel with the airline.

At a Glance

• Earn 10,000 bonus points when you spend $1,000 within 90 days of account opening
• 3x TrueBlue points on eligible JetBlue purchases
• 2x TrueBlue points at restaurants and grocery stores 
• 1x TrueBlue points on other purchases
• Introductory 0{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} APR on balance transfers for 12 billing cycles 
• Variable APR of 15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}, 19.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} or 24.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}, based on creditworthiness
• No annual fee

Additional Card Details

The JetBlue Card doesn’t come with many benefits outside of bonus rewards categories. 

However, you’ll pay no foreign transaction fees on purchases made outside the U.S., and you’ll get 50{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} off in-flight food and beverage purchases you cover with your credit card. The JetBlue Card also comes with standard $0 fraud liability protection and chip and pin technology.

JetBlue TrueBlue points you earn with this card never expire and there is no limit to the number of points you can earn. You can redeem them for award flights through your JetBlue account on any JetBlue-operated flight with no blackout dates, and combine points with cash when you book to further stretch your balance.

Should You Get This Card?

The JetBlue Card is a decent option for travelers who prefer flying JetBlue and want a simple way to rack up TrueBlue points on JetBlue purchases, dining, and groceries for no annual fee.

Just keep in mind that you won’t get any major frequent flyer benefits. Plus, JetBlue’s dynamic approach to award pricing means the 10,000-point sign-up bonus may not even be enough for a one-way flight redemption. 

If you’re not loyal to flying JetBlue, you may find more value from a general travel rewards credit card with no annual fee, such as the Wells Fargo Propel American Express® Card. Travel cards that aren’t co-branded with a specific airline can offer added flexibility to redeem your rewards in a way that best fits your future travel plans. 

On the other hand, if JetBlue is your airline of choice and you spend a lot of money on airfare each year, you may want to consider the JetBlue Plus Card instead. For a $99 annual fee, you’ll get a better sign-up bonus (40,000 TrueBlue points) and a much higher rewards rate (6x points) on JetBlue purchases. JetBlue Plus also offers some frequent flyer benefits, including a free checked bag for you and up to three companions on your reservation and the ability to earn Mosaic elite status after $50,000 in credit card spending in a calendar year. 

How to Use the JetBlue Card

Begin maximizing your rewards with the JetBlue Card by spending $1,000 within 90 days of account opening to earn the 10,000-point welcome bonus. From there, make sure to use your card for all your JetBlue purchases to earn 3x points for each dollar you spend. You can also use your card to earn 2x points on dining and grocery purchases. 

To really start racking up your TrueBlue points balance, consider pairing this card with another card that offers a wider range of rewards categories but allows you transfer your points to the JetBlue program. JetBlue TrueBlue is a transfer partner within the Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou and Capital One Travel programs. 

And remember, with any rewards credit card, you should spend only what you can afford to pay off each month on time and in full. The cost of interest you’ll accrue carrying a balance will quickly surpass any value you gain from the points you earn.

This card does offer 0{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} APR on balance transfers made within 45 days of account opening for a full 12 months. But if you’re looking for a card to consolidate debt, there are much better balance transfer options available. If you do use the JetBlue Card for a balance transfer, pay your debt off completely before you begin making new purchases. 

JetBlue Card Compared to Other Cards

Bottom Line

If you like to fly with JetBlue and you want an easy way to earn TrueBlue points on your spending without an annual fee, the JetBlue Card could be a good deal. But if you plan to spend a lot of time traveling in the future, you’ll likely get much better value from another JetBlue card with a higher rewards rate or a travel credit card from another issuer that earns points you can transfer to JetBlue’s TrueBlue program.

Frequently Asked Questions