May 25, 2022

Citi Premier Card 80,000-Point Bonus: Last Chance to Apply

Table of Contents Citi Premier card 80,000-point bonus endingRegular APRCredit ScoreFeatured RewardProsConsHow to use Citi…

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  • The Citi Premier® Card is offering a record-high bonus of 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
  • This offer is ending very soon, so it’s your last chance to apply.
  • The bonus is worth $800 in travel, cash back, or gift cards — and potentially even more if you transfer points to partners.
  • Read Insider’s guide to the best Citi credit cards.

Citi is an Insider advertising partner.

The Citi Premier® Card is one of the most underrated travel rewards credit cards out there, and since the middle of last year, it’s been offering a record-high welcome bonus: 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. That’s worth an easy $800 in travel booked through Citi, gift cards, or cash back — and potentially more when you transfer points to Citi’s airline and hotel partners.

It’s your last chance to get in on this unprecedented offer, because the 80,000-point bonus will end very soon. If you’re interested in opening the Citi Premier® Card, you should apply now to avoid missing out on this excellent deal.

Read more: Citi Premier card review: A record-high 80,000-point welcome bonus, with great options for earning and redeeming rewards

I’ve kept the Citi Premier® Card in my wallet and continue to pay the $95 annual fee because it earns 3x points in categories where I do a lot of spending, like dining, supermarkets, and gas. Having this card also unlocks the ability to transfer points to Citi’s full range of partners, including Singapore Airlines, Wyndham, and Etihad — so if you enjoy traveling, it’s a great card for earning and redeeming rewards.

Citi Premier card 80,000-point bonus ending

Regular APR

15.99% – 23.99% Variable

Credit Score

Good to Excellent

Featured Reward

80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

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  • Pros & Cons
  • Details

  • Pros
    • Strong sign-up bonus
    • Generous bonus categories
    Cons
    • Doesn’t offer much in the way of statement credits or other perks
    • Citi ThankYou Rewards may not be as convenient as other points for US-based travelers
    • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
    • Earn 3 Points per $1 spent at Restaurants and Supermarkets
    • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
    • Earn 1 Point per $1 spent on all other purchases
    • Annual Hotel Savings Benefit
    • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
    • No expiration and no limit to the amount of points you can earn with this card
    • No Foreign Transaction Fees on purchases

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    Along with an all-time-high bonus of 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening, the Citi Premier® Card comes with useful bonus categories that are a great fit whether you’re traveling or sticking closer to home.

    You’ll earn 3x points with no spending caps in these categories:

    All other purchases earn 1 ThankYou point per dollar.

    Read more: The Citi Premier card is often overlooked — here’s why it should be your go-to card in 2022

    Once per calendar year, cardholders can also receive $100 off a hotel stay of $500 or more (before taxes and fees) booked through the Citi ThankYou travel portal. You can get this discount whether you pay for the hotel stay with your card, Citi ThankYou points, or a combination of both.

    How to use Citi ThankYou points

    Citi makes it easy to redeem ThankYou points from the Citi Premier® Card. You’ll typically get the most value from your points when you transfer them to airline and hotel partners for award travel, but there are plenty of other options.

    On average, Citi ThankYou points are worth 1.6 cents apiece based on Insider’s latest points and miles valuations — but the actual value you’ll get depends on the transfer partner you use and how you redeem your rewards.

    If you’re not interested in messing with award charts or transfers, you’ve got lots of other ways to redeem Citi ThankYou points, including:

    • Cash back — Use points for a statement credit or direct deposit at 1 cent apiece
    • Gift cards — Redeem points for gift cards to dozens of popular merchants and restaurants at a rate of 1 cent each
    • Student loans and mortgages — Cash in your points at 1 cent apiece for mortgage or student loan payments
    • Charity donations — Use your rewards to support your favorite charitable organization at a rate of 1 cent per point
    • Merchandise — Pay with points at checkout with Amazon, Paypal, and more (point values vary)

    Read more: How to earn, redeem, and maximize Citi ThankYou points

    If you’re looking to maximize your rewards earning, the Citi Premier® Card is great choice, especially if you also have no-annual-fee Citi cards like the Citi Rewards+® Card
    or Citi® Double Cash Card. By pairing credit cards from the same rewards program you can earn even more rewards on your everyday spending.

    In fact, the Citi Premier® Card is the anchor of the Citi Trifecta — a trio of cards that also includes the Citi® Double Cash Card and Citi Custom Cash℠ Card. With these three cards, you can earn at least 2x on every purchase you make.

    Don’t delay in applying for the Citi Premier® Card’s record-high welcome bonus — the offer is ending very soon.

    Featured credit cards from our partners

    Featured Reward

    60,000 points

    Credit Needed

    Good to Excellent

    Featured Reward

    3 free nights (each valued up to 50,000 points) after qualifying purchases and 10x total points on eligible purchases in select categories

    Credit Needed

    Good to Excellent

    Featured Reward

    $200 after spending $500 on purchases in the first three months from account opening

    Credit Needed

    Good to Excellent