Best Premium Credit Cards of November 2022
Chase Sapphire Reserve® Best for Overall premium card $550 1x–10x Earn 5x total points on…
Chase Sapphire Reserve®
Best for Overall premium card
$550
1x–
Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Points
80,000
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,200 toward travel when you redeem through Chase Ultimate Rewards®.
Points
The Platinum Card® from American Express
on American Express’ website
Best for Luxury travel perks
$695
1x–
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. 1X Membership Rewards® Points on other purchases. Terms Apply.
Points
80,000
Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Terms Apply.
Points
Capital One Venture X Rewards Credit Card
Best for Travel portal benefits
$395
2x–
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, Earn unlimited 2X miles on all other purchases.
Miles
75,000
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Miles
Delta SkyMiles® Reserve American Express Card
on American Express’ website
Best for Premium airline card
$550
1x–
Earn 3X Miles on Delta purchases. Earn 1X Mile on all other eligible purchases. Terms Apply.
Miles
50,000
Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 6 months. Terms Apply.
Miles
American Express® Gold Card
on American Express’ website
Best for Premium dining card
$250
1x–
Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms Apply.
Points
60,000
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Terms Apply.
Points
The Business Platinum Card® from American Express
Best for Premium card for business
$695
1x–
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. Terms Apply.
Points
120,000
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Terms Apply.
Points
