November 29, 2022

Best credit card bonuses and deals this week: March 8, 2021

This article is brought to you by the Personal Finance Insider team. It has not…

Best credit card bonuses and deals this week: March 8, 2021

Table of Contents

This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.

The month of March continues to bring increased credit card offers and promotions, plus a few offers that are expiring very soon. If you’re trying to decide on a new credit card, an elevated welcome bonus can certainly make your decision a bit easier. 

Delta flyers got great news last week as Amex launched limited-time increased welcome bonuses on the co-branded Delta cards, which are offering anywhere from 70,000 to 90,000 miles, depending on the card. Even if you don’t have immediate travel plans, Delta miles don’t expire, so you can build a stash of miles for a trip after the pandemic ends.

Time’s almost run out on the impressive offers to Earn a Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months with the personal Chase Southwest cards. You’ll need to apply for the Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Premier Credit Card, or Southwest Rapid Rewards® Priority Credit Card before March 10, 2021 to get in on this deal.

Don’t forget about ongoing elevated offers that aren’t expiring yet, including excellent bonuses on The Platinum Card® from American Express
The Business Platinum Card® from American Express
, Chase United credit cards, and Chase Ink Business cards.  

Regular APR

15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 22.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

Credit Score

Good to Excellent

Featured Reward

Earn a Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Earn Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months.
    • With Companion Pass®, every time you fly, your friend can too.
    • 3,000 bonus points after your Cardmember anniversary each year.
    • Earn 2 points per $1 spent on Southwest® purchases.
    • 1 point per $1 spent on all other purchases.
    • All points earned count towards Companion Pass.
    • No blackout dates or seat restrictions.
    • Your points never expire, a benefit of the Rapid Rewards® program.
    Pros
    • Earns Southwest points on every purchase
    • You get 3,000 points every year after your cardmember anniversary
    Cons
    • Charges foreign transaction fees
    • Very limited benefits

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    Regular APR

    15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 22.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    Earn a Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Earn Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months.
    • With Companion Pass®, every time you fly, your friend can too.
    • 6,000 bonus points after your Cardmember anniversary each year.
    • Earn 2 points per $1 spent on Southwest® purchases.
    • 1 point per $1 spent on all other purchases.
    • No foreign transaction fees.
    • No blackout dates or seat restrictions.
    • Your points never expire, a benefit of the Rapid Rewards® program.
    Pros
    • You get 6,000 points each year after anniversary
    • You can earn Tier-Qualifying Points toward Southwest elite status for spending on the card
    Cons
    • Only offers bonus points on Southwest purchases

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    Regular APR

    15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 22.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    Earn a Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Earn Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months.
    • With Companion Pass®, every time you fly, your friend can too.
    • 7,500 bonus points after your Cardmember anniversary each year.
    • $75 Southwest® travel credit each year.
    • 4 Upgraded Boardings per year when available.
    • 20{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} back on in-flight drinks and WiFi.
    • Earn 2 points per $1 spent on Southwest® purchases.
    • 1 point per $1 spent on all other purchases.
    Pros
    • Generous annual benefits, including a Southwest travel credit and 7,500 points, plus upgraded boardings and in-flight discounts
    • If you fly Southwest several times a year, the benefits easily outweigh the annual fee
    • Annual fee is low compared to other premium airline credit cards
    Cons
    • Highest annual fee among Southwest consumer cards
    • Doesn’t offer bonus points on non-Southwest purchases

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    Chase Southwest personal cards: Earn a Companion Pass and 30,000 points

    If you missed the last limited-time bonus on the Chase Southwest personal cards, you’ve got another opportunity — but it’s about to run out. This time you can earn the Southwest Companion Pass outright, without the usual points requirement.

    All three cards are offering the same bonus through March 10, 2021: Earn a Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months. Insider values Southwest points at 1.5 cents apiece, on average, so 30,000 Southwest points are worth about $450 in airfare — and the Companion Pass can be worth much more, depending on how often you use it.

    Normally, you’d need to earn 125,000 qualifying points in a calendar year (or fly 100 one-way flights) to unlock the Companion Pass, and points earned from Southwest credit cards count toward the requirement. For 2021, Rapid Rewards members with active accounts as of December 31, 2020, have been credited 25,000 out of the required 125,000 points (and 25 qualifying flights) automatically — effectively reducing the Companion Pass requirement to just 100,000 points or 75 flights this year.

    With the limited-time offers on the Southwest personal cards, you’ll bypass the qualifying points (or flights) requirement, and receive a Companion Pass that’s valid until February 28, 2022, once you meet the minimum spending. That’s a shorter timeframe for using the perk than if you earned the Companion Pass the old-fashioned way — but if you have a lot of Southwest flying planned in the next year, these offers are definitely worth considering.

    Annual Fee

    $99, waived for the first year

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} to 24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Featured Reward

    70,000 bonus miles after you spend $2,000 in purchases in your first 3 months from account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer expires 4/28/2021.
    • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
    • Earn 1X Mile on all other eligible purchases.
    • Enjoy your first checked bag free on Delta flights.
    • Earn now. Travel when you’re ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit on your Card to inspire your next travel.
    • Enjoy a $0 introductory Annual Fee for the first year, then $99.
    • Terms Apply.
    Pros
    • Earns bonus miles at restaurants and US supermarkets
    • Annual fee is waived the first year
    • You get a free checked bag and Main Cabin 1 Priority Boarding on Delta flights
    Cons
    • Doesn’t go above and beyond in terms of benefits beyond Delta perks

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    Amex Delta SkyMiles Gold: Earn 70,000 miles

    If you fly Delta occasionally, the Delta SkyMiles® Gold American Express Card is a great choice.

    You’ll earn 70,000 bonus miles after you spend $2,000 in purchases in your first 3 months from account opening, and receive a free first checked bag on Delta flights for yourself and up to eight companions on the same reservation (worth $30 per bag), priority boarding, a 20{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} discount on inflight purchases, and a $100 Delta flight credit after you spend $10,000 on the card in a calendar year. There’s an annual fee of $99, waived for the first year (See Rates).

    Delta miles are worth an average of 1.1 cents each according to Insider’s SkyMiles valuations, so you can expect to get at least $770 in flights from this welcome bonus.

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} to 24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}

    Credit Score

    Good to Excellent

    Featured Reward

    90,000 bonus miles after you spend $3,000 in purchases in the first 3 months from account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Limited Time Offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 4/28/2021.
    • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
    • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
    • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
    • Earn 1X Miles on all other eligible purchases.
    • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
    • Enjoy your first checked bag free on Delta flights.
    • Fee Credit for Global Entry or TSA Pre✓®.
    • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
    • No Foreign Transaction Fees.
    • $250 Annual Fee.
    • Terms Apply.
    Pros
    • Earns bonus miles at restaurants and US supermarkets
    • Annual companion certificate can help you recoup most, if not all, of the annual fee
    • You get a free checked bag and priority boarding on Delta flights
    Cons

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    Amex Delta SkyMiles Platinum: Earn 90,000 miles

    The Delta SkyMiles® Platinum American Express Card offers a bonus of 90,000 bonus miles after you spend $3,000 in purchases in the first 3 months from account opening, and cardholders receive the same checked bag, priority boarding, and inflight discount benefits as the Delta SkyMiles® Gold American Express Card.

    The card also comes with an annual companion certificate each card anniversary, a Global Entry or TSA PreCheck application fee credit of up to $100, and discounted access to Sky Club lounges. There’s a $250 annual fee (See Rates).

    At an average value of 1.1 cents apiece for Delta miles according to our valuations, you can expect this 90,000-mile bonus to get you flights worth $990. 

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} to 24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Featured Reward

    Earn 80,000 bonus miles and 20,000 MQMs after you spend $5,000 in purchases in the first 3 months from account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Limited Time Offer: Earn 80,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 3 months. Offer expires 4/28/2021.
    • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus MQMs to help you reach Medallion Status.
    • Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight.
    • Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
    • Fee Credit for Global Entry or TSA Pre✓®.
    • Enjoy your first checked bag free on Delta flights.
    • Earn 3X Miles on Delta purchases.
    • Earn 1X Miles on all other eligible purchases.
    • No Foreign Transaction Fees.
    • $550 annual fee.
    • Terms Apply.
    Pros
    • Annual companion certificate benefit, which is valid for domestic first class and Comfort+ as well as the main cabin
    • Access to Delta Sky Clubs and American Express Centurion Lounges when you’re flying Delta
    • Earns 3x miles on Delta purchases
    Cons
    • Very high annual fee
    • Doesn’t offer bonus miles on non-Delta purchases

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    Amex Delta SkyMiles Reserve: Earn 80,000 miles and 20,000 MQMs

    The Delta SkyMiles® Reserve American Express Card comes with a $550 annual fee (See Rates), but it’s worth it if you fly Delta often. 80,000 Delta miles are worth about $880 in flights based on Insider’s valuations.

    You’ll receive access to Delta Sky Club airport lounges when flying Delta, and access to Amex Centurion Lounges when you fly Delta and use your card to book the ticket. You’ll also get two Delta Sky Club one-time guest passes each year, up to $100 for a Global Entry or TSA PreCheck application fee credit, and access to complimentary upgrades for non-elite Delta members.

    Annual Fee

    $99, waived the first year

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} to 24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Credit Score

    Good to Excellent

    Featured Reward

    70,000 bonus miles and a $50 statement credit after you spend $2,000 in purchases on the first 3 months from account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Limited Time Offer: Earn 70,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. Offer Ends 4/28/21.
    • Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
    • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
    • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
    • Pay no foreign transaction fees when you travel overseas.
    • $0 introductory annual fee for the first year, then $99.
    • Terms and limitations apply.
    Pros
    • Annual fee waived the first year
    • Earns bonus miles on select business-related purchases as well as on Delta purchases
    • Get a free checked bag and Main Cabin 1 Priority Boarding on Delta flights
    Cons
    • Doesn’t earn bonus miles on common expenses like dining

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    Amex Delta SkyMiles Gold Business: Earn 70,000 miles and a $50 statement credit

    Small-business owners who fly Delta occasionally should consider the Delta SkyMiles® Gold Business American Express Card, with a welcome bonus of 70,000 bonus miles and a $50 statement credit after you spend $2,000 in purchases on the first 3 months from account opening.

    This card comes with most of the same perks as the personal Delta SkyMiles® Gold American Express Card, including a free checked bag, priority boarding, and inflight discounts on Delta flights, as well as a $100 Delta flight credit after you spend $10,000 on the card in a calendar year. There’s an annual fee of $99, waived the first year (See Rates).

    Annual Fee

    $250 Annual Fee

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} to 24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Credit Score

    Good to Excellent

    Featured Reward

    90,000 bonus miles and a $100 statement credit after you spend $3,000 on purchases in the first 3 months from account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Limited Time Offer: Earn 90,000 bonus miles and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months. Offer Ends 4/28/21.
    • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
    • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
    • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That’s in addition to the 10,000 MQMs that you would earn with Status Boost.
    • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding.
    • Terms and limitations apply.
    Pros
    • First bag checked free and Main Cabin 1 Priority Boarding on Delta flights
    • Annual companion certificate benefit helps you recoup the annual fee
    • You can earn MQMs toward Delta elite status by meeting annual spending thresholds
    • Application fee credit of up to $100 for Global Entry or TSA PreCheck
    Cons
    • Doesn’t earn bonus miles on everyday purchase categories like dining and office supply stores

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    Amex Delta SkyMiles Platinum Business: Earn 90,000 miles and a $100 statement credit

    The Delta SkyMiles® Platinum Business American Express Card is offering 90,000 bonus miles and a $100 statement credit after you spend $3,000 on purchases in the first 3 months from account opening, and cardholders receive the same perks as the personal version of the card, including a free checked bag, priority boarding, and inflight discounts on Delta, and an annual companion certificate. There’s a $250 Annual Fee (See Rates).

    One additional benefit is the ability to earn 1.5x miles on single eligible purchases of $5,000 or more (up to 50,000 additional miles per calendar year). Cardholders also earn 3x miles on Delta purchases and on purchases made directly with hotels.

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} to 24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Credit Score

    Good to Excellent

    Featured Reward

    80,000 bonus miles, 20,000 MQMs, and a $200 statement credit after you spend $5,000 in purchases in the first 3 months from account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Limited Time Offer: Earn 80,000 bonus miles, 20,000 Medallion® Qualification Miles (MQMs), and a $200 statement credit after spending $5,000 in purchases on your new Card in your first 3 months. Offer Ends 4/28/21.
    • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your card in a calendar year, up to 4x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 3,750 MQMs after making $30,000 in purchases, up to 4x. That’s in addition to the 15,000 MQMs that you would earn with Status Boost.
    • Complimentary Delta Sky Club® Access and complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
    • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
    • Pay no foreign transaction fees when you spend overseas.
    • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
    • Terms and limitations apply.
    Pros
    • Annual companion certificate that works in domestic first class
    • Access to Delta Sky Clubs and American Express Centurion Lounges when you’re flying Delta
    • Earns 3x miles on Delta purchases
    Cons
    • Very high annual fee
    • No bonus miles on non-Delta purchases

    Amex Delta SkyMiles Reserve Business: Earn 80,000 miles, a $200 statement credit, and 20,000 MQMs

    The Delta SkyMiles® Reserve Business American Express Card comes with a bonus of 80,000 bonus miles, 20,000 MQMs, and a $200 statement credit after you spend $5,000 in purchases in the first 3 months from account opening.

    Like the personal version, you’ll get access to Delta Sky Club airport lounges when flying Delta, and access to Amex Centurion Lounges when you fly Delta and use your card to book the ticket. The card has a $550 annual fee.

    Annual Fee

    $95, waived the first year

    Regular APR

    16.49{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} to 23.49{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open, plus 25,000 bonus miles after you spend $10,000 in the first 6 months

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Plus, an additional 25,000 bonus miles after you spend $10,000 in the first 6 months
    • $0 introductory annual fee for the first year, then $95
    • Earn 2 miles per $1 spent at restaurants, on hotel stays, and on United purchases
    • Up to $100 Global Entry or TSA PreCheck® fee Credit
    • 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} back on United inflight purchases
    • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
    • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
    • Earn 2 miles per $1 spent at restaurants and eligible delivery services
    Pros
    • Annual fee is waived the first year
    • Earns bonus miles on several purchase categories, including restaurants
    • Includes an application fee credit for Global Entry or TSA PreCheck
    • Gets you a free checked bag on United when you pay with the card
    Cons
    • Not the most rewarding card for most non-United travel purchases

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    United Explorer card: Earn up to 65,000 miles

    The United℠ Explorer Card is the best all-around card for United flyers, because, on United flights, cardholders and a companion on the same reservation receive a free first checked bag when they pay with the card. You’ll also get priority boarding, a 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} discount on inflight food, beverage, and Wi-Fi purchases, and two one-time United Club passes each anniversary year (worth $59 apiece).

    Normally, the bonus on the United℠ Explorer Card is 40,000 miles after meeting minimum spending requirements, but the new offer is 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open, plus 25,000 bonus miles after you spend $10,000 in the first 6 months. The annual fee is $95, waived the first year, and you’ll also get up to $100 in statement credit for the Global Entry or TSA PreCheck application fee every four years.

    Insider pegs the value of United miles at 1.3 cents each on average, so this welcome bonus is worth around $845 in flights.

    Regular APR

    16.49{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 23.49{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Featured Reward

    75,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • Earn 75,000 Bonus Miles
    • Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges
    • Earn 2 miles per $1 spent on all other travel
    • Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services
    • Earn 1 mile per $1 spent on all other purchases
    • Up to $100 Global Entry or TSA PreCheck® fee credit
    • Free first and second checked bags – a savings of up to $320 per roundtrip. Terms Apply
    • 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flight when you pay with your Club Card
    Pros
    • Great sign-up bonus
    • If you want United Club membership, this card gets you it for less than buying it outright
    • Get two free checked bags on United
    • Earns 4x miles on United purchases
    Cons
    • Steep annual fee, especially for an airline credit card
    • The non-United bonus categories (travel and dining) only earn 2x miles

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    United Club Infinite card: Earn 75,000 miles

    If you fly United frequently and enjoy airport lounge access, you should consider the United Club℠ Infinite Card, with a new bonus of 75,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening. There’s a $525 annual fee, but in return, cardholders receive a full United Club airport lounge membership. Normally, a membership costs $650, so this is a better deal compared to paying directly for this privilege.

    Cardholders receive up to two free checked bags for the cardholder and one companion on United flights, Premier Access (priority check-in, security screening, boarding, and baggage handling when flying United), and a 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} discount on inflight food, beverages, and Wi-Fi aboard United-operated flights. If you have United Premier elite status and are traveling on an award ticket, you’ll also eligible for complimentary Premier upgrades on United-operated flights, subject to availability.

    75,000 United miles are worth about $975 in flights, based on Insider’s latest valuations.

    Annual Fee

    $99, waived the first year

    Regular APR

    16.49{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}–23.49{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Credit Score

    Good to Excellent

    Featured Reward

    75,000 bonus miles after $5,000 in purchases within the first 3 months of account opening

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  • Details
  • Pros & Cons

    • 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
    • $0 introductory annual fee for the first year, then $99.
    • Receive a 5,000-mile “better together” bonus each anniversary when you have both the United℠ Business Card and a personal United credit card.
    • Earn 2 miles per $1 spent on United purchases, at restaurants (including eligible delivery services), gas stations, office supply stores, and on local transit and commuting.
    • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost – miles earned from their purchases accrue in your account so you can earn rewards faster.
    • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket.
    • Enjoy priority boarding privileges and get 2 United Club℠ one-time passes at account opening and each year for your anniversary.
    • $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.
    Pros
    • Solid travel benefits with United, including a free checked bag and priority boarding
    • $100 annual United travel credit is relatively easy to earn
    Cons
    • Beyond the sign-up bonus, it will take a while to earn a lot of miles through everyday spending on this card

    Read Our Review
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    United Business card: Earn 75,000 miles

    Small-business owners should consider the increased bonus on the United℠ Business Card, which is offering 75,000 bonus miles after $5,000 in purchases within the first 3 months of account opening. The annual fee is $99, waived the first year, which makes this an even better deal, considering the normal bonus on the card is just 60,000 miles.

    Along with many of the same benefits as the personal United℠ Explorer Card (free checked bag, priority boarding, two one-time United Club passes each anniversary year, Global Entry or TSA PreCheck application fee credit), the United℠ Business Card throws in some additional perks. If you make seven or more United flight travel-related purchases of at least $100 in an account anniversary year with your United℠ Business Card, you will receive a $100 statement credit. And if you also have a personal Chase United card (like the United℠ Explorer Card or United Gateway℠ Card), you’ll receive a “better-together anniversary bonus” of 5,000 United miles each anniversary of your United℠ Business Card.

    Regular APR

    16.49{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 23.49{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    20,000 miles after you spend $1,000 on purchases in the first three months of account opening

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  • Details
  • Pros & Cons

    • Earn 20,000 bonus miles
    • No annual fee
    • Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
    • Earn 2 miles per $1 spent on United Airlines purchases
    • Earn 2 miles per $1 spent at gas stations
    • Earn 2 miles per $1 spent on local transit and commuting
    • Earn 1 mile per $1 spent on all other purchases
    • Earn 3 miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021

    United Gateway card: Earn 20,000 miles

    The United Gateway℠ Card isn’t as flashy as other United cards, and it usually only offers a welcome bonus of 10,000 miles after meeting minimum spending requirements. But right now, the bonus has been doubled to 20,000 miles after you spend $1,000 on purchases in the first three months of account opening — not a bad deal for a card with no annual fee. At an average value of 1.3 cents per United mile, this bonus is worth around $260 in flights.

    The United Gateway℠ Card doesn’t offer many travel benefits, except a 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} discount on inflight purchases and no foreign transaction fees. However, this card is an excellent choice if you don’t want to pay an annual fee but still want access to expanded award availability on United flights.

     

    Annual Fee

    $95 (waived the first year)

    Regular APR

    13.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} to 23.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Featured Reward

    $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months

    Intro APR

    0{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} intro APR on purchases for 12 months from account opening

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  • Details
  • Pros & Cons

    • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
    • $0 introductory annual fee for one year, then $95.
    • 6{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}).
    • 6{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Cash Back on select U.S. streaming subscriptions.
    • 3{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
    • 1{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Cash Back on other purchases.
    • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
    • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Terms Apply.
    Pros
    • Generous bonus rewards, especially at US supermarkets
    • One of a small handful of credit cards that offer bonus rewards on select streaming services
    • Intro APR offer
    Cons
    • Unlike many other cash-back cards, it charges an annual fee
    • If you spend more than $6,000 at US supermarkets each year, you’ll want to use another card once you reach that cap

    Read Our Review
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    Amex Blue Cash Preferred Card: Earn a $300 bonus

    If you like earning cash back and spend a lot on groceries and streaming services, the Blue Cash Preferred® Card from American Express is tough to beat. It’s now offering up to a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months, and earns 6{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} back at U.S. supermarkets on up to $6,000 in spending per calendar year (then 1{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}).

    You’ll also earn 6{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash back on select U.S. streaming subscriptions, 3{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash back at U.S. gas stations and on transit (including taxis, rideshares, parking, tolls, trains, and buses), and 1{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash back on everything else. If you max out the $6,000 limit at U.S. supermarkets, you could earn $360 in cash back each year just from that category alone — that’s more than enough to offset the annual fee of $95 (waived the first year) (See Rates).

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}

    Credit Score

    Good to Excellent

    Featured Reward

    Earn 75,000 bonus Marriott Bonvoy points, plus up to $150 back in statement credits, after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card membership.

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  • Details
  • Pros & Cons

    • Welcome Offer: Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
    • 6x points at participating Marriott Bonvoy hotels.
    • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
    • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
    • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
    • Terms apply.
    Pros
    • Comes with a free night reward every year after your account anniversary
    • Earns 4x points on several bonus spending categories, including U.S. purchases for shipping and U.S. restaurants
    Cons
    • The complimentary Silver elite status isn’t very valuable
    • Not the best option for earning rewards on non-bonus category purchases

    Amex Marriott Bonvoy Business card: Earn 75,000 points and a $150 statement credit

    There’s a new welcome offer on the Marriott Bonvoy Business™ American Express® Card: Earn 75,000 bonus Marriott Bonvoy points, plus up to $150 back in statement credits, after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card membership. It’s worth considering if you’re a small-business owner who likes staying at Marriott Bonvoy hotels, especially because the statement credit more than offsets the $125 annual fee (See Rates).

    This isn’t the highest offer we’ve seen for the card (it was up to 100,000 points earlier this year), but the statement credit could make a difference for those who want to minimize their out-of-pocket costs. Cardholders receive an annual free night each card anniversary, valid at Marriott hotels that cost up to 35,000 points per night.

    Insider pegs Marriott Bonvoy points as worth 0.7 cents apiece on average, so you can expect to get $525 in value from the welcome bonus points — not including the statement credit.

    Credit Score

    Good to Excellent

    Featured Reward

    70,000 Membership Rewards® points after you spend $10,000 on eligible purchases within the first 3 months of card membership

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  • Details
  • Pros & Cons

    • Limited Time Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
    • Earn up to $300 in statement credits on eligible U.S. advertising and U.S. shipping purchases. Terms and cap apply.
    • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
    • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
    • Airline Bonus: Get 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
    • Pay Over Time Option: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
    • *Terms Apply
    Pros
    • You can bonus points on the categories where you make the most purchases (from a list of options)
    • 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} points rebate when you use rewards to book an eligible flight through Amex Travel
    Cons

    Read Our Review
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    Amex Business Gold card: Earn 70,000 points and up to $300 in credits

    The American Express® Business Gold Card usually doesn’t get as much attention as other Amex cards, because its bonus isn’t normally something to get excited about. However, through April 7, 2021, the card is offering double its regular bonus: 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases within the first 3 months of card membership.

    In the first three months of account opening, new cardholders can receive up to $150 back as a statement credit toward both US advertising in select media and US shipping purchases (a total of up to $300 back). US advertising in select media includes expenses like promoting your business through Google and Facebook ads or television and radio spots, and shipping can include USPS, FedEx, and UPS purchases. 

    This is an excellent deal if your business spends a lot in those categories, because if you max out both credits, you can offset the card’s entire $295 annual fee (See Rates).

    American Express Membership Rewards points are worth an average of 1.8 cents each, according to Insider’s valuations, so 70,000 points are worth around $1,260, depending on how you redeem them.

    Regular APR

    See Pay Over Time APR

    Featured Reward

    60,000 points after you spend at least $4,000 in your first 6 months of account opening

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  • Details
  • Pros & Cons

    • Rose Gold is back. You can now choose between Gold or Rose Gold.
    • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
    • Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too.
    • Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
    • $120 Uber Cash: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
    • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
    • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
    • No Foreign Transaction Fees.
    • Annual Fee is $250.
    • Terms Apply.
    Pros
    • Great rewards for dining and for shopping at US supermarkets
    • Monthly statement credit for eligible dining purchases recoups some of the annual fee
    Cons
    • Underwhelming welcome bonus

    Read Our Review
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    American Express Gold Card: Earn 60,000 points, new Uber Cash credits and design

    The increased welcome bonus on the American Express® Gold Card has stuck around for a while, but there’s a new reason to consider this offer. Amex added up to $120 in Uber Cash credits ($10 per month) per calendar year for new and existing cardholders (the Gold Card needs to be added to the Uber app to receive the Uber Cash benefit, and is only applicable to US Eats and Rides), and brought back the immensely popular rose gold card design as a permanent option.

    Along with 60,000 points after you spend at least $4,000 in your first 6 months of account opening (worth around $1,080 based on Insider’s valuations), the American Express® Gold Card earns 4x Membership Rewards points on up to $25,000 spent at U.S. supermarkets each calendar year (then 1x). This perk alone puts the card high on our list of top credit cards for buying groceries.

    It’s also a good card for dining because it earns 4x points at restaurants worldwide (including takeout and delivery) with no cap, and also offers up to $120 a year in dining credit at participating restaurants and food-delivery services like Cheesecake Factory, GrubHub, and Seamless.

    Regular APR

    15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 22.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Plus earn a Travel Together Ticket after you spend $20,000 total on purchases within your first year of account opening

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  • Details
  • Pros & Cons

    • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
    • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
    • Earn up to 3 Avios per $1
    • Up to $600 Reward Flight Statement Credits
    • Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years
    • No foreign transaction fees
    • Tap to Pay
    Pros
    • 3 Avios per dollar on British Airways purchases is a generous earning rate
    • You can receive up to $600 in statement credits per year when you book an award flight to London and pay the taxes and fees with this card
    Cons
    • Earning full sign-up bonus requires spending $20,000 total in your first account year
    • Not the most rewarding card for non-British Airways purchases

    Read Our Review
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    Regular APR

    15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 22.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening

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  • Details
  • Pros & Cons

    • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
    • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
    • Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
    • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
    • Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you’ll receive a Commercial Companion Ticket good for 12 months
    • You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
    • Pay no foreign transaction fees when you travel abroad.
    • Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

    Regular APR

    15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 22.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening

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  • Details
  • Pros & Cons

    • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
    • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
    • Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
    • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
    • Save 10{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} on Iberia flights purchased on iberia.com/Chase10
    • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
    • Pay no foreign transaction fees when you travel abroad.
    • Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

    Chase British Airways, Aer Lingus, Iberia cards: New bonuses and earning

    If you collect Avios points with British Airways, Aer Lingus, or Iberia, the British Airways Visa Signature® Card, Aer Lingus Visa Signature® Card, and Iberia Visa Signature® Card are worth a fresh look with new bonuses and spending offers:

    British Airways Visa Signature® Card: Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Plus earn a Travel Together Ticket after you spend $20,000 total on purchases within your first year of account opening (worth up to $1,300 in airfare based on Insider’s valuation of Avios points at 1.3 cents each on average).

    Chase Aer Lingus Visa Signature® Card: Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.

    Iberia Visa Signature® Card: Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.

    Plus, the cards have added elevated earning rates in certain categories as part of their welcome bonuses. New cardholders can earn 5 Avios per dollar on British Airways, Aer Lingus, and Iberia purchases and 3 Avios per dollar on accommodations booked directly with hotels in the first year of account opening (then 3x and 2x, respectively).

    Regular APR

    15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}-22.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

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  • Details
  • Pros & Cons

    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases.
    • 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
    • Get 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
    • With Pay Yourself BackSM, your points are worth 25{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
    • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
    • Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
    Pros
    • High sign-up bonus starts you off with lots of points
    • Strong travel coverage
    Cons
    • Doesn’t offer a Global Entry/TSA PreCheck application fee credit

    Read Our Review
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    Chase Sapphire Preferred card: Earn 60,000 points plus up to $50 in grocery credits

    Chase has sweetened the offer on the Chase Sapphire Preferred® Card by adding up to $50 in statement credits toward grocery store purchases in the first year of account opening. That’s on top of earning 60,000 points (worth $1,080 according to Insider’s valuation of Chase Ultimate Rewards) after you spend $4,000 on purchases in the first three months of opening your account, and effectively offsets more than half the card’s $95 annual fee.

    Only new applicants qualify for up to $50 in grocery store credits, but all Chase Sapphire cardholders can still earn bonus points on groceries, on up to $1,000 in spending per month, through April 30, 2021.

    Regular APR

    14.24 – 22.24 Variable

    Credit Score

    Good to Excellent

    Featured Reward

    85,000 Membership Rewards® points after you spend $15,000 on eligible purchases within your first 3 months of card membership

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  • Details
  • Pros & Cons

    • Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership.† Terms Apply.
    • Get 50{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} more Membership Rewards® points. That’s an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
    • 35{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
    • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
    • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
    • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
    • Terms Apply.
    Pros
    • More travel benefits than you’ll find on any other business credit card
    • Generous airport lounge access options, from American Express Centurion Lounges to Priority Pass
    • Complimentary hotel elite status
    • Access to Amex concierge services
    Cons
    • Very high annual fee
    • Limited opportunities to earn bonus points
    • Annual statement credits won’t be useful for everyone

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    Amex Business Platinum card: Earn 85,000 Membership Rewards points

    The newest offer on the Amex Business Platinum Card is especially appealing to small-business owners who spend a lot in common categories.

    In addition to a welcome bonus of 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases within your first 3 months of card membership, you can earn 5x points on eligible U.S. purchases on shipping, wireless telephone services, advertising in select media, office supplies, and gas stations in the first three months of account opening, up to 80,000 bonus points per category. The welcome bonus points alone can be worth $1,530, based on Insider’s valuations.

    The card also comes with a ton of valuable benefits, including up to $200 per calendar year in U.S. Dell credits, up to $200 per calendar year in airline incidental fee credits, and a 35{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} rebate when you redeem Amex Membership Rewards points for flights on your selected airline (or any business- or first-class ticket) through the Amex Travel Portal.

    Many Amex Business Platinum Card perks can also be found on the personal Platinum Card. If you’re not sure which card is right for you, have a look at our comparison of the Amex Platinum and Business Platinum for a full breakdown.

    Regular APR

    See Pay Over Time APR

    Featured Reward

    75,000 points after you spend at least $5,000 in your first 6 months of account opening

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  • Details
  • Pros & Cons

    • Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
    • Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
    • Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
    • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
    • 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
    • Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
    • Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties. Learn More.
    • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
    • $550 annual fee.
    • Terms Apply.
    Pros
    • Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott
    • Annual statement credits with Saks and Uber
    Cons
    • Bonus categories leave something to be desired
    • One of the highest annual fees among premium travel cards

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    Amex Platinum card: Earn 75,000 Membership Rewards points

    The elevated welcome offer on The Platinum Card® from American Express is still active, but it won’t be around forever. In addition to the welcome bonus of 75,000 points after you spend at least $5,000 in your first 6 months of account opening (worth $1,350 based on Insider’s valuations), new cardholders can earn 10 points per dollar spent at U.S. gas stations and U.S. supermarkets, on up to $15,000 in combined spending (then 1x) in the first six months of account opening.

    Even if you’re not traveling right now, the Amex Platinum 75k bonus is worth considering: Between up to $200 in Uber credits (including Uber Eats) and up to $100 in Saks credits each calendar year, plus the ability to use Membership Rewards points for a wide variety of redemptions (including many that don’t involve travel), it’s easy to get a ton of value from Platinum Card

    Regular APR

    13.24{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}–19.24{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Credit Score

    Good to Excellent

    Featured Reward

    $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

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  • Details
  • Pros & Cons

    • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
    • Earn unlimited 1.5{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash back on every purchase made for your business
    • No Annual Fee
    • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
    • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
    • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
    • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information
    • 0{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} introductory APR for 12 months on purchases
    Pros
    • Earns 1.5{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash back on every purchase, with no bonus categories to keep track of
    • Intro APR offer
    • No annual fee
    Cons
    • You can earn more cash back on some purchases with a card that has bonus categories

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    Regular APR

    13.24{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}–19.24{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} variable APR

    Credit Score

    Good to Excellent

    Featured Reward

    $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

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  • Details
  • Pros & Cons

    • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
    • Earn 5{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
    • Earn 2{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash back on all other purchases
    • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
    • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information
    • No Annual Fee
    • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
    • 0{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} introductory APR for 12 months on purchases
    Pros
    • Broad 5{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} and 2{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} cash-back categories (you can earn bonus cash back at office supply stores and at gas stations and restaurants)
    • Intro APR offer for purchases
    • No annual fee
    • You can pair this card with a card that earns Ultimate Rewards to redeem your cash back for travel
    Cons
    • Annual cap on bonus categories

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    Chase Ink Business Unlimited and Ink Business Cash: Earn $750 cash back

    The Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card increased welcome offers to earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening are still active this week.

    Small-business owners who want to earn lots of rewards in the new year can benefit from these all-time-high offers. Keep in mind the Chase Ultimate Rewards points you’ll earn from these cards aren’t just good for cash back — you’ve got options to redeem for travel, and even more flexibility (like transferring to Chase airline and hotel partners) if you also have the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card in your wallet.

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}-24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    150,000 points after you spend at least $2,000 on eligible purchases in your first 3 months of account opening

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  • Details
  • Pros & Cons

    • Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
    • Plus, earn a $150 statement credit after your first purchase on the Hilton Surpass Card within your first 3 months.
    • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
    • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
    • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
    • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
    • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
    • $95 annual fee.
    • Terms Apply.
    Pros
    • High welcome bonus
    • Complimentary Hilton Gold elite status
    • Generous bonus categories for earning points
    Cons
    • Weekend night reward requires spending $15,000 on the card in a year
    • Not much in the way of complimentary benefits beyond Hilton Gold status

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    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5}-24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Featured Reward

    100,000 points after you spend at least $1,000 on eligible purchases in your first 3 months of account opening

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  • Details
  • Pros & Cons

    • Earn 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
    • Plus, earn a $100 statement credit after your first purchase on the Hilton Honors Card within your first 3 months.
    • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
    • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
    • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
    • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
    • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
    • No Annual Fee.
    • Terms Apply.
    Pros
    • High welcome bonus
    • No annual fee
    • Complimentary Silver elite status with Hilton
    Cons
    • Limited benefits beyond earning Hilton points

    Regular APR

    15.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 24.74{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    $150 statement credit after your first purchase on the Hilton Honors Card within your first 3 months, plus 150,000 points after you spend at least $2,000 in your first 3 months of account opening

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  • Details
  • Pros & Cons

    • New Offer: Earn a $150 statement credit after your first purchase on the Hilton Honors Card within your first 3 months. Plus, earn 150,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership.
    • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply. Enjoy complimentary Gold Status with your Hilton Honors Business Card.
    • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
    • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to more than 1,300 lounges across 140 countries and counting.
    • Terms apply.
    Pros
    • Comes with complimentary Hilton Gold elite status
    • Strong welcome bonus
    • Earns bonus points on a wide variety of purchases
    Cons
    • You have to spend at least $15,000 on eligible purchases in a calendar year to earn a reward night

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    Amex Hilton cards: Earn up to 150,000 points and a $150 statement credit

    Three American Express Hilton Honors credit cards have gotten a welcome bonus boost, including new statement credits after you make your first purchase. 

    • Hilton Honors American Express Surpass® Card: Earn 150,000 points after you spend at least $2,000 on eligible purchases in your first 3 months of account opening, plus a $150 statement credit after your first purchase in the first three months of account opening.
    • Hilton Honors American Express Card: Earn 100,000 points after you spend at least $1,000 on eligible purchases in your first 3 months of account opening, plus a $100 statement credit after your first purchase in the first three months.
    • The Hilton Honors American Express Business Card: Earn a $150 statement credit after your first purchase on the Hilton Honors Card within your first 3 months, plus 150,000 points after you spend at least $2,000 in your first 3 months of account opening. 

    These are some of the highest bonus-points offers we’ve seen on these Amex Hilton cards, and the statement credits make these deals even more compelling. Because Amex limits cardholders to earning one welcome bonus per card, per lifetime, it’s best to apply when the offers are higher than usual.

    Insider values Hilton points at 0.5 cents apiece, so these bonuses are worth up to $750 in stays (not including the statement credits).

    Regular APR

    15.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} – 22.99{d54a1665abf9e9c0a672e4d38f9dfbddcef0b06673b320158dd31c640423e2e5} Variable

    Credit Score

    Good to Excellent

    Featured Reward

    30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening

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  • Details
  • Pros & Cons

    • The information related to the The World Of Hyatt Credit Card has been collected by Business Insider and has not been reviewed by the issuer.
    • Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
    • Receive 1 free night at any Category 1-4 Hyatt hotel or resort after your Cardmember anniversary
    • Receive complimentary World of Hyatt Discoverist status for as long as your account is open
    • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
    • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
    • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
    • Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
    • Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
    Pros
    • Valuable annual reward night
    • Hyatt points are valuable, and this card earns 2x points on several bonus categories
    • If you spend a lot on this card, you can earn a second free night
    Cons
    • Not too many extra benefits

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    The World of Hyatt Credit Card: Earn up to 60,000 points

    We haven’t seen changes to The World Of Hyatt Credit Card in a long time, so this new bonus to earn up to 60,000 Hyatt points could be welcome news — if you’re a big spender.

    You’ll earn 30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening, worth around $900 based on Insider’s valuations. The previous offer was for up to 50,000 points but the spending requirement was much lower. 

    Jasmin Baron is an associate editor at Personal Finance Insider, where she helps readers maximize rewards and find the best credit cards to fit their lifestyles.