flyfloor / Getty Images/iStockphoto Although credit cards offer a high level of convenience, they’re not for everyone. If you have…

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We…

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We…

flyfloor / Getty Images/iStockphoto Although credit cards offer a high level of convenience, they’re not for everyone. If you have…

Shutterstock.com The majority of Americans own either two (29.3%) or one (28.6%) credit card(s), a recent GOBankingRates survey found —…

There’s a danger in having too many credit cards — the more you open, the higher the spending limit you…