December 2, 2023

7 Lesser-Known Chase Sapphire Reserve Benefits You May Not Be Using

Image source: Getty Images You may not know about these lesser-known perks that add more…

7 Lesser-Known Chase Sapphire Reserve Benefits You May Not Be Using

Image source: Getty Images

You may not know about these lesser-known perks that add more value to your credit card.


Key points

  • The Chase Sapphire Reserve® is a popular premium travel rewards credit card with excellent benefits.
  • Some well-known card benefits include $300 annual travel credits, airport lounge access, and flexible redemption options.
  • You may forget to use other perks like extended warranty coverage, special rental car privileges, and luxury hotel benefits.

The Chase Sapphire Reserve® is a popular travel rewards card — and for a good reason. Travelers can earn rewards on their travel purchases, score free access to airport lounges, and redeem rewards in various ways. But that’s not all this card has to offer. Find out which lesser-known Chase Sapphire Reserve® perks you may be missing.

1. Luxury hotel perks when booking at participating properties

This card is for you if you prefer a more luxurious travel experience. When using your Chase Sapphire Reserve® to book at properties that are part of The Luxury Hotel & Resort Collection, you could score some freebies that make your stay more memorable.

The following complimentary benefits are available to Chase Sapphire Reserve® cardholders:

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  • Complimentary wifi
  • Free daily breakfast for two
  • A special benefit worth up to $100
  • Room upgrade (if available)
  • Early check-in (if available)
  • Late check-out (if available)

2. Extended warranty coverage

You may not realize that you get extended warranty benefits with this card. This benefit extends the warranty coverage by one additional year on eligible warranties of three years or less. Coverage is limited to the original purchase price, minus shipping and handling charges, with a maximum of $10,000 per claim and a maximum of $50,000 per account. You can feel confident when making expensive purchases knowing you have this coverage.

3. Earn 10 points per $1 on hotels and car rentals booked through Chase

With this credit card, all cardholders earn 3 points per $1 spent on travel purchases. However, if you book hotel or car rental reservations through the Chase Ultimate Rewards travel portal, you’ll earn a total of 10 points per $1 on eligible purchases. This is an easy way to earn points more quickly so you can get closer to your rewards goals.

4. Rental car privileges

If you need to book a rental car for an upcoming trip, this card can help you score valuable rental car privileges such as upgrades and car rental discounts. Chase partners with National Car Rental, Avis, and Silvercar. You can use these benefits by joining the loyalty programs for these brands and then using your card to book a rental car.

5. Return protection

This credit card also offers return protection. If you use your Chase Sapphire Reserve® to buy a covered item and are unsatisfied, return protection perks may help you get reimbursed for your purchase.

If you’re disappointed in your purchase and the retailer won’t allow you to return it for a refund, exchange, or credit, you can file a return protection claim within 90 days of purchase. This benefit provides reimbursement for up to $500 per item of personal property with an annual maximum benefit of $1,000 per account.

6. Earn 5x points on flights booked through Chase

As mentioned earlier, you’ll earn 3 points for every $1 spent on flights when paying with your Chase Sapphire Reserve®. But when you book flights through the Chase Ultimate Rewards travel portal, you’ll earn a total of 5 points per $1 on flight purchases. This could help you rack up points faster so you can make an award redemption sooner.

7. Purchase protection

The Chase Sapphire Reserve® also includes purchase protection. This benefit protects against theft, damage, or involuntary and accidental parting of an eligible new retail purchase within 120 days of the purchase date.

If eligible, you can make a claim for repairs, replacement, or reimbursement. Coverage is available up to the total purchase price, with a maximum per-item benefit of $10,000 and an annual maximum benefit of $50,000 per account.

Put your credit card perks to use

Don’t let your rewards credit card benefits go to waste. You can get more value from your card by taking advantage of as many perks as possible. If you’re interested in getting a new travel credit card, check out our list of the best travel rewards credit cards.

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