21 Credit Cards With Lounge Access | Personal Finance

The $550 annual fee Platinum Card offers a welcome bonus for first-time cardholders:Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases. Flights booked directly with airlines or with American Express Travel earn 5 Membership Rewards points per dollar spent (up to $500,000 per year, then 1 point per dollar). This 5 points per dollar bonus also applies to prepaid hotel stays booked through Amex Travel. All other purchases earn 1 point per dollar. (rates and fees)

Similar to the Platinum Card, the Business Platinum Card provides access to the Global Lounge Collection and Priority Pass network with over 1,300 lounges in 140 countries and counting, American Express Centurion lounges and Delta SkyClub lounges when flying Delta same-day.

The Business Platinum Card is ideal for business owners who have large expenses. The annual fee $595 is only slightly more than the personal Platinum Card. Cardholders also receive a healthy welcome bonus: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. (rates & fees)